1+ week, 9+ hour ago  (1231+ words) None of us wants to think we'll need long-term care when we get older, but the odds are roughly even that we will. Which is all the more reason to understand the realities of LTC and how to pay for…...

5+ mon, 2+ week ago  (195+ words) The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about the OBBB's impact on retirement, how to ensure your wealth passes to your family and early retirement questions. The financial professionals who contribute to Kiplinger's Adviser Intel are…...

6+ mon, 1+ week ago  (888+ words) The 'healthcare desert' is real. We ask financial experts for advice. Question: I'm 60 with $2.8 million saved. I'm miserable working, but I need health insurance until I can get Medicare at age 65. What are my options? Answer: By age 60, you may…...

6+ mon, 2+ week ago  (1047+ words) Unless you have about $6,000 burning a hole in your pocket every month, you should make a plan in case you need long-term care. Luckily, you have options. Americans have a good chance of living well into old age these days,…...

7+ mon, 10+ hour ago  (1139+ words) Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance. You've worked hard, saved wisely and planned for a fulfilling retirement. But what…...

7+ mon, 4+ day ago  (616+ words) A 65-year-old retiree will face significantly higher lifetime health care costs than they would have a year ago, even with Medicare. Here are the surprising totals. The cost of health care in retirement is getting more expensive as the price…...

7+ mon, 1+ week ago  (820+ words) Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs. If you're like many pre-retirees, you dread the task of estimating your retirement health care expenses....

7+ mon, 2+ week ago  (964+ words) Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burdens on loved ones. It's a question we hear often from financially confident…...

7+ mon, 3+ week ago  (1384+ words) We asked expert financial advisers for their advice. Question: My mom suddenly needs to be in a nursing home. Should I spend down her assets so she qualifies for Medicaid? Answer: If you're in a situation where your mother needs…...

8+ mon, 5+ day ago  (810+ words) If you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that could solve your problem. If you want to retire with minimum money worries, you have a few options: Marry really well, pick…...