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Layin" It on the Line: The long-term care crisis in Utah: Why national plans fail here and how to shield your assets (Part 1)
2+ week, 12+ hour ago (263+ words) Why Utah's LTC Costs Outpace the Nation" Long-term care in Utah runs 10-15% above national averages, and the gap is widening. A private room in a Utah nursing home averages $9, 500 monthly compared to the national median of $8, 500. Assisted living facilities average…...
Layin" It on the Line: The long-term care crisis in Utah: Why national plans fail here and how to shield your assets (Part 2)
1+ week, 12+ hour ago (310+ words) Last week we looked at some strategies to address the issues of long-term care. Here are some other options to keep in mind: For Utahns who've delayed planning or whose health makes insurance unaffordable, Medicaid-compliant annuities and irrevocable trusts offer…...
Layin" It on the Line: The long-term care tsunami " Will your retirement be swept away?
6+ mon, 1+ day ago (818+ words) The question isn't if you'll face long-term care costs " it's when. Are you prepared? Picture the ocean on a calm day " steady waves, a breeze in the air, everything in balance. Then imagine, far on the horizon, a massive swell…...
Layin" It on the Line: The hidden IRS rule that could save your retirement from long-term care costs
6+ mon, 4+ week ago (713+ words) When it comes to retirement planning, most people focus on the "big three" of income, taxes, and investments. But there's another silent threat that can derail even the best-laid plans'long-term care costs. We don't like to think about it, but…...